Sunday, January 12, 2014

5 Killer Ways To Explode Your Opt In List

Currency Trading Information
5 Killer Ways To Explode Your Opt In List
by: Wesley Atkins
Your Opt In list is the life-blood of your business. What better way can there be than having thousands of people to market to every month for 'Zero Cost'. A valuable customer list is the most important aspect of any business, online or off.

Here are some killer examples for you to gain more subscribers:

1. Make Them An Offer They Can’t Refuse.

"I’m going to make you an offer you can’t refuse". Remember that saying? The first step to consider is what to offer your subscribers. Find out what people want and create a free product, ebook or report around that topic.

When Google changed their Algorithm, immediately people were asking, what went wrong? How can I get my positions back?

I retained my positions on Google and proceeded to run various tests to see what had changed. I quickly figured out what was needed to get top 10 positions and created a free report called "The Google Shake-UP". A FREE ECourse on Getting Top 10 Positions On Google – Even After The Florida Update.

…Offer people what they want and they will not ignore your message.

2. Writing Compelling Articles and Reports.

Write and submit articles to 'article directories' with a compelling resource box at the end of your report. If you have a website about Dog’s, you could write a report called “How To Train You Dog In 7 Easy Steps, Without Hiring a Pro-fessional Dog Trainer”. Then you just add a compelling resource box at the end. You can see mine at the bottom of this article. This is by far the best way to grow your opt in list.

3. Posting To Online Forums.

This is a great way to get recognised. Actively participating in online forums and message boards will build credibility for you around your chosen subject. Just make sure you always post your signature at the bottom of the posting or report, with a link to your newsletter address and or signup email.

To build up more interest you could write a ‘3-day’ course on your chosen subject and submit ‘day-1’ to the online forums. All you do to build up anticipation is this:

At the bottom of your post in you signature or a P.S you can add the following:

To get ‘day-2’ of this special report, please send a blank email to: yournewsletter@yourautoresponder.com - This points to your newsletter with ‘day 2’ preloaded to send out.

You get the idea.. This builds great anticipation and will generate a lot of interest. Just make sure your initial report is compelling enough for them to want the second edition.

4. Run a Reward Scheme To Existing Subscribers.

If you have an existing list of over 500 subscribers, you could send out an announcement to them saying that you are running a special promotion for the next 30 days, and you are going to offer them a reward for sending you the most subscribers.

You could send them a cash bonus or a free program at the end of the month. This can all be tracked by simple affiliate script software.

5. Submit To Ezine Publishers.

There will be many existing email list owners on your chosen topic. You could approach them and ask politely to use your article in their ezine.

Publishers are always on the lookout for new content to send to their lists. Don't forget the resource box to sign up for your ezine.

If you write them an email, just follow these points and they should have no reason to reject your offer.

a. Subscribe to their ezine for a couple of editions and get to know the way they do things.
b. When your report is ready, email them with a positive comment about their newsletter.
c. Make sure you article or report is helpful and ask them to publish it in their ezine.
d. In return offer them something for free. Ie. A report you have written around that chosen topic.

As long as your report is useful and you approach them politely and positively, you should be able to get your article published in various ezines. This is a killer way to get more subscriber to your opt in list.


About the author:
About The Author: Wesley Atkins is the owner of http://www.reviewbooth.com - containing numerous web site marketing tips, articles, and reviews of marketingtools and software.

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Auto Loan Options for People with Bad Credit

Credit Repair Information
Auto Loan Options for People with Bad Credit
by: Peter Lenkefi
Internet surfers with bad credit looking for an auto loan are bombarded with advertisements most days. Many of these ads are truthful in their bad credit auto loan options. However, there are many things to avoid, and this article will describe some of those.

Directly financed auto loans for people with good credit are a bit different than those with bad credit. People with bad credit are expected to pay more of a down payment as well as a higher interest rate on their auto loans. Many creditors won’t even extend an auto loan to those with bad credit. Depending on how bad someone’s credit is, auto loans can range from a 20 – 50% down payment requirement, interest rates from 5-26%, and amortization (the length of the loan) anywhere from 2-4 years.

This may sound like a lot of bad news for bad creditors looking for an auto loan. But with some good planning and foresight, these auto loans can actually help people with bad debts rebuild their credit history.

The worst situations in bad credit auto loans show up when car dealers artificially inflate the pricing or interest rates on their cars. Auto dealers who specialize in bad credit loans will take a car normally selling for $5,000, inflate the price to $8,000, take a $2,500 down payment and then finance the purchase at 24%. Now the bad creditor will be in debt to the auto loan company for an inflated price that isn’t indicative of the vehicle’s real value. A way to counteract these types of sneaky bad credit auto loan dealers is to check the value of the car you are looking at, first, and then only pay $200-500 extra then what’s listed. Only in exceptional circumstances would you ever pay more than this for a car.

Two different ways of selling a car have emerged recently with the new, Internet economy. The first is called the ‘dealer network system’. Auto purchasers can get a loan regardless of their bad credit history with this option. Essentially, a potential customer looks at a car on a website, and then answers some basic questions if interested in buying. This information is then passed along to a dealer specializing in bad credit auto loans. Since there are no fees involved, this can be a real boon for the bad creditor looking for a decent car loan. However, with this system, there is no way of researching the auto dealership you are about to do business with.

The other new option is called an application service. In this situation, a person with bad credit applies online for an auto loan, and the financial information is then sent to multiple lenders at the same time, with the hope that one or two will be willing to take the credit risk. If the system works, several dealerships with fight for the customer, using price and convenience as their selling points.


About the author:
For more more information about auto loan options please visit http://www.moneytipsdaily.com/Money-Tips/Financial-Advisor-Helps-People-Make-Money-Loaning-Themselves-Money.html

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©2014 - All Rights Reserved

1st Steps To A Merchant Account

Credit Cards Information
1st Steps To A Merchant Account
by: Steve Jones
It's a fact that traders who are in a position to accept credit cards from their customers can expect to make more sales than those who only accept cash transactions.

According to "Jumping Through the Merchant Account Hoops" by Khera Communications, the average credit card transaction is $40, compared to just $9 for cash sales. So, by not accepting credit cards you put yourself at a huge business disadvantage compared to your competition.

It may also surprise you to learn that credit card transactions can cost your business less in transaction charges. A case study by Coopers & Lybrand found that it costs, on average, 2.7% to process a credit card transaction as compared to 4.8% for cash and 4.0% for checks. The reason for this perhaps surprising statistic is that cash and cheques require more handling by financial institution staff whereas credit cards tend to be processed electronically for the most part these days.

To offer a credit card payment facility to your customers you need to set up a merchant account. Typically you will also need to have equipment installed to accept the payments. If you wish to accept credit cards Online you will also need to sign up with a payment gateway such as CyberCash or VirtualNet to allow for instant authorizations over the Internet.

The provider of your business bank account should be your first port of call for a merchant account, but if you're looking to provide an Online credit card payment service to your customers, it's important that you make sure that any merchant account provider can demonstrate a track record with accepting Online payments.

Applying for and being accepted for a merchant account can take anything from a couple of days to a couple of weeks or more. Your chances of being approved relate directly to your already-existing business track record. That's why your own business bank is a good first option, because they know you and your business better than anyone else.

How much can you expect to pay? The cost of a merchant account can vary enormously mainly based on the perceived risk associated with the business applying for the facility and the area of business they are involved in. Typically you can expect start up costs to be in the $190 - $300 range with processing fees on individual transactions from around 2% variable depending on sales volume. The more business you're going to be putting through your merchant account, the more you'll be in a position to negotiate with your merchant account provider.

About the author:
Steve Jones is Website admin for http://www.merchant-account.no1-source.infowhich provides all the latest news and information sources on merchant accounts

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©2014 - All Rights Reserved

4 Explosive Tips To Dynamite Your Sales Volume

Credit Information
4 Explosive Tips To Dynamite Your Sales Volume
by: Allyn Cutts
Copyright 2010 Cutts Group, llc

Some of the most effective things in life are the simplest. Marketers spend a lot of time trying to understand the psyche of consumers, discover ways to predict economic trends and a million other aspects of business that can determine success. Hey, it pays to remember that some things are just basic, common sense and as easy as pie. Let's look at some tactics that just might be the key to the success you've been pining for.

1. Keep An Eye On Your Best Customers
Yeah, wouldn't be great if all of your customers were just like them? ...easy to please, loyal, and ready to tell a friend about your wonderful service. Just maybe you can develop more customer just like them!

Think about it... what makes them so great? What are the traits they have in common? Direct your marketing campaign to people who are just like them. Focus on their niche! You'll net new consumers and higher profits for your efforts.

2. Hurry It Up!
What's the hurry? Todays customers are busily running helter skelter from work to day care to home to an event back home... They're rushing through life, but trying to save a buck as they go. How much do you think they would appreciate the ability to do both in your shop?

Revise your advertising campaign to stress the time they'll save and the money they'll keep in their pockets while enjoying all of the wonderful benefits your products have to offer. Chip in a few specials where they can save even more moeny (with a deadline, of course). Deliver! Immediately! Let them save money and time... and hey, watch your sales explode!

3. Make it Easy to Buy
Convenience it the key to attracting buyers in today's fast paced society. What will be the fastest and easiest for them... credit card, phone, fax, Internet, or cold hard cash? They say there are different strokes for different folks... your customers don't all use the same methods to buy. It just makes sense that if the method they prefer is available, they'll be more likely to take advantage of it.

Simplicy... ah, it makes life so much easier. Yeah, your harried customers are busy and tired. They don’t want to mess around. Most of the time, they just want to make the purchase and head home. Convenience stores testify to the fact that quick and easy often overrides a better price!

4. Follow Up
Following up with a customer who didn’t buy can be the determining factor between and “almost sale” and a satisfied, loyal customer. Simply contact them afterwards and let them know the product is still available or offer them further information they may find valuable.

One of my favorite catalog companies always closes out the sale with a special buy that is available only at the time of purchase. I'm not an impulsive shopper by any stretch of the imagination, but it stops me in my tracks every time. I know it's a one-time shot, and I really consider whether I want or need it before I hang up the phone.

Expoding your current sales volume and profit margin may not be as difficult as you've been making it! Give these 4 tips a shot, and see what happens!


About the author:
Who is Allyn Cutts, and why should you care? Allyn has spent over 24 years helping businesses like yours find new customers and increase sales to current customers. Allyn is a marketing and sales fanatic, providing measurable marketing solutions that drive huge results for small-to mid-size business clients. Allyn works personally with clients to design and deliver off-line and on-line direct marketing strategies that focus on metrics and measurable results. You can learn more about Allyn Cutts at http://www.AllynCutts.comand you can call 610.437.4106 between 10 AM and 4 PM Eastern Time Tuesdays and Thursdays.

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©2014 - All Rights Reserved

About Writing

Creative Writing
About Writing
by: Michael LaRocca

In this free email course, I'll tell you everything I know about improving your writing, publishing it electronically and in print, and promoting it after the sale.

Two questions you should ask:

(1) What will it cost me?

(2) What does this Michael LaRocca guy know about it?

Answer #1 -- It won't cost you a thing. The single most important bit of advice I can give you, and I say it often, is don't pay for publication.

My successes have come from investing time. Some of it was well spent, but most of it was wasted. It costs me nothing to share what I've learned. It costs you nothing to read it except some of your time.

Answer #2 -- "Michael LaRocca has been researching the publishing field for over ten years."

This quote, from an ezine (electronic newsletter) called Authors Wordsmith, was a kind way of saying I've received a lot of rejections. Also, my "research" required 20 years.

But in my "breakout" year (2000), I finished writing four books and scheduled them all for publication in 2001. Then I spent almost a year as an editor and Author Development Specialist for one of my publishers.

After my first book was published, both my publishers closed. Two weeks and three publishers later, I was back on track. All four books were republished, and a fifth will be released in 2004. Written in 2003, no rejections.

See how much faster it was the second time around? That's because I learned a lot.

2004 EPPIE Award finalist. 2002 EPPIE Award finalist. Listed by Writers Digest as one of The Best 101 Websites For Writers in 2001 and 2002. Sime-Gen Readers Choice Awards for Favorite Author (Nonfiction & Writing) and Favorite Book (Nonfiction & Writing). 1982 Who's Who In American Writing.

Excuse me for bragging, but it beats having you think I'm unqualified.

Also, I found more editing jobs. That's what I do when I'm not writing, doing legal transcription, or teaching English in China (my new home). But the thing is, if I'd become an editor before learning how to write, I'd have stunk.

I'll tell you what's missing from this course. What to write about, where I get my ideas from, stuff like that. Maybe I don't answer this question because I think you should do it your way, not mine. Or maybe because I don't know how I do it. Or maybe both.

Once you've done your writing bit, this course will help you with all the other stuff involved in being a writer. Writing involves wearing at least four different hats. Writer, editor, publication seeker, post-sale self-promoter.

Here's what I can tell you about my writing.

Sometimes a story idea just comes to me out of nowhere and refuses to leave me alone until I write it. So, I do.

And, whenever I read a book that really fires me up, I find myself thinking, "I wish I could write like that." So, I just keep trying. I'll never write the best, but I'll always write my best. And get better every time. That's the "secret" of the writing "business," same as any other business. Always deliver the goods.

I read voraciously, a habit I recommend to any author who doesn't already have it. You'll subconsciously pick up on what does and doesn't work. Characterization, dialogue, pacing, plot, story, setting, description, etc. But more importantly, someone who doesn't enjoy reading will never write something that someone else will enjoy reading.

I don't write "for the market." I know I can't, so I just write for me and then try to find readers who like what I like. I'm not trying to whip up the next bestseller and get rich. Not that I'd complain. Nope, I have to write what's in my heart, then go find a market later. It makes marketing a challenge at times, but I wouldn't have it any other way.

When you write, be a dreamer. Go nuts. Know that you're writing pure gold. That fire is why we write.

An author who I truly admire, Kurt Vonnegut, sweats out each individual sentence. He writes it, rewrites it, and doesn't leave it alone until it's perfect. Then when he's done, he's done.

I doubt most of write like that. I don't. I let it fly as fast as my fingers can move across the paper or keyboard, rushing to capture my ideas before they get away. Later, I change and shuffle and slice.

James Michener claims that he writes the last sentence first, then has his goal before him as he writes his way to it.

Then there's me. No outline whatsoever. I create characters and conflict, spending days and weeks on that task, until the first chapter really leaves me wondering "How will this end?" Then my characters take over, and I'm as surprised as the reader when I finish my story.

Some authors set aside a certain number of hours every day for writing, or a certain number of words. In short, a writing schedule.

Then there's me. No writing for three or six months, then a flurry of activity where I forget to eat, sleep, bathe, change the cat's litter... I'm a walking stereotype. To assuage the guilt, I tell myself that my unconscious is hard at work. As Hemingway would say, long periods of thinking and short periods of writing.

I've shown you the extremes in writing styles. I think most authors fall in the middle somewhere. But my point is, find out what works for you. You can read about how other writers do it, and if that works for you, great. But in the end, find your own way. That's what writers do.

Just don't do it halfway.

If you're doing what I do, writing a story that entertains and moves you, then you will find readers who share your tastes. For some of us that means a niche market and for others it means regular appearances on the bestseller list.

Writing is a calling, but publishing is a business. Remember that AFTER you've written your manuscript. Not during.

I've told you how I write. For me.

The next step is self-editing. Fixing all the mistakes I made, that I can identify, in my rush to write it before my Muse took a holiday. Several rewrites. Running through it repeatedly with a fine-toothed comb.

Then what?

There are stories that get rejected because the potential publisher hates them, but far more are shot down for other reasons. Stilted dialogue. Boring descriptions. Weak characters. Underdeveloped story. Unbelievable or inconsistent plot. Sloppy writing.

That's what you have to fix.

After my fifteen-year hiatus from writing, I started by using Free Online Creative Writing Workshops. What I needed most was input from strangers. After all, once you're published, your readers will be strangers. Every publisher you submit to will be a stranger. What will they think? I was far too close to my writing to answer that.

Whenever I got some advice, I considered it. Some I just threw out as wrong, or because I couldn't make the changes without abandoning part of what made the story special to me. Some I embraced. But the point is, I decided. It was my writing.

After a time, I didn't feel the need for the workshops anymore. I'm fortunate enough to have a wife whose advice I will always treasure, and after a while that was all I needed. But early on, it would've been unfair to ask her to read my drivel. (Not that I didn't anyway.)

I don't know how far along you are in your writing, but if you've never used a workshop, I keep a list of them at http://freereads.topcities.com/creativewritingonline.html.

Your goal when you self-edit is to get your book as close to "ready to read" as you possibly can. You want your editor to find what you overlooked, not what you didn't know about.

To that end, I offer two resources.

http://freereads.topcities.com/usefullinksforauthors.html contains links to online quotations, grammar and style guides, dictionaries, encyclopedias, thesauruses, scam warnings, writer groups, copyright stuff, etc.

http://freereads.topcities.com/commonwritingmistakes.html contains a list of the most common mistakes I've seen in my years as an editor. I still reread it from time to time just so I don't forget.

Your story is your story. You write it from your heart, and when it looks like something you'd enjoy reading, you set out to find a publisher who shares your tastes. What you don't want is for that first reader to lose sight of what makes your story special because you've bogged it down with silly mistakes.

Authors don't pay to be published. They are paid for publication. Always. It's just that simple. And later, I'll tell you where to get some free editing.

But there's a limit to how much editing you can get without paying for it. Do you need more than that? I don't know because I've never seen your writing. But if you evaluate it honestly, I Think you'll know the answer.

As an editor, I've worked with some authors who simply couldn't self-edit. A non-native English speaker, a guy who slept through English class, whatever. To them, maybe paying for editing was an option. This isn't paying for publication. This is paying for a service, training. Just like paying to take a Creative Writing class at the local community college.

By the way, I don't believe creativity can be taught. Writing, certainly. I took my Creative Writing class in high school, free, and treasure it. But I already had the creativity, or else it would've been a waste of the teacher's time and mine.

If you hire an editor worthy of the name, you should learn from that editor how to self-edit in the future. In my case it took two tries, because the first editor was a rip-off artist charging over ten times market value for incomplete advice.

That editor, incidentally, is named Edit Ink, and they're listed on many of the "scam warning" sites mentioned at Useful Links For Authors. They took kickbacks from every fake agent who sent them a client. (I'll talk about fake agents later.)

If you choose to hire an editor, check price and reputation. And consider that you might never make enough selling your books to get back what you pay that editor. Do you care? That's your decision.

The first, most important step on the road to publication is to make your writing the best it can be.

** PUBLICATION **

My goal is to be published in both mediums, ebook and print. There are some readers who prefer ebooks, and some who prefer print books. The latter group is much larger, but those publishers are harder to sell your writing to. I want both, because I want all the readers I can get.

Thus, I advocate something of a stepping-stone approach. Publish electronically with a quality place, enjoy the benefits of free editing and almost instant gratification regarding publishing time.

Later, if you think you can sell your book to a traditional print publisher, you have a professionally edited manuscript to submit.

Before you epublish, check the contract to be sure you can publish the edited work in print later.

If you know your book just plain won't ever make it into traditional print, print-on-demand (POD) is an option. Some of my books fall into this category. The best epublishers will simultaneously publish your work electronically and in POD format, at no cost to you.

A lot of authors swear by self-publication, but the prospect just plain scares me. All that promo, all that self-editing, maybe driving around the countryside with a back seat full of books. I'm a writer, not a salesman. But, maybe you're different.

I self-published once, in the pre-POD days. Mom handled the sales. I had fun and broke even. With POD, at least it's cheaper to self-publish than it was in 1989.

If you're flying solo, POD can range anywhere from US$99 to over $1000. Don't pay the higher price! Price shop. Also, remember that POD places publish any author who pays, and do no marketing.

Print Publishing vs Electronic Publishing
http://freereads.topcities.com/printpublishing_electronicpublishing.html
This site provides a comparison of the two mediums. Each has plusses and minuses. Even if you already know what epublishing is, take a look.

Electronic Publishers
http://freereads.topcities.com/onlinefictionbooks.html
A list of the ones I believe are reputable and my criteria for selecting them. Plus, a link to award-winning author Piers Anthony's totally excellent in-depth analysis of many more epublishers than I'll ever list.

How To Break Into Print Publishing
http://freereads.topcities.com/printpublishing.html
If you're at the beginning of my stepping-stone approach, seeking an epublisher, you'll probably just want to bookmark this one for a year or two. That's fine, because it's not going anywhere. I plan to use it myself in a year or two. If, on the other hand, you're ready for traditional print, use it now and I wish you success!

Print-On-Demand Publishing
http://freereads.topcities.com/printondemand.html
What is it? Should you use it? If so, how? What to beware of if you do.

** PROMOTING YOUR PUBLISHED WRITING **

It doesn't matter how you publish your book. Self-published, epublished, POD, or traditional print publishing from an absolute powerhouse. Marketing falls largely on you, and the same things always work. Book signings, interviews in the local newspapers and on radio.

Start with http://www.kidon.com/media-link/index.shtml. It will allow you to look up all the local media outlets in your area that have websites.

If you write to them all, you're a spammer. Plus, it'll take ages. Look for the ones with a legitimate interest and fire away.

If you find a stale URL, and I think you will, look for the name of that media outlet at some place like Google. Spend some time looking for the right press contacts, spend some time writing your press release, and do what you can.

Most of these sites list email, snail mail, and phone calls. Since I live in China, I've only used email.

Book reviews, author interviews, book listing sites, and book contests are something we can all do, regardless of where we live. Again, I'm going to give you some web pages to visit. Pages where I keep my resources, so I don't lose them. Some of the sites I mention do ebooks, and some do not. The POD option can help e-authors here, but balance cost vs. likelihood of gaining enough readers to offset that.

Some are ezines and some are websites. Some are printed newsletters, some are printed magazines, and some are newspapers. This is just a starting point. If you visit them all, and you have time for more promotion, you can find many more.

Book Reviewers, Author Interviews, Book Listing Sites http://freereads.topcities.com/bookreview.html

Book Contests http://freereads.topcities.com/bookcontests.html

Okay, let's get back to my overseas angle. Aside from two radio interviews and a seminar in Hong Kong, and some emailed press releases to the LOCAL media back in the US which may or may not have succeeded in anything, my marketing has come from the Internet.

I have a website. I have a newsletter. I'm giving away a free ebook, the essence of which you're reading now. You found me somehow, right?

Here's the type of message I receive often in email. To be more precise, in spam.

If a million people see your ad, and you get 1% of them, that's 10,000 readers and therefore $15,000 profit and you only paid $1000 for those million addresses.

NO!! It doesn't work that way. Need I use the words dot-com bust?

My website is free. My newsletter is free. I don't buy mailing lists, I don't harvest email addresses, and I don't spam. I want interested traffic, not just sheer numbers.

Do you think the Phoenicians tried to sell sails to people a thousand miles from the water?

Internet marketing isn't a replacement for the methods mentioned above, but a complement to them. And by using it, I got you here.

Your goal in marketing is this. There are certainly people in the world who like what you like. And since you like your book, they probably will too.

But you have to find those readers and make them interested, without spamming them and without just "playing the numbers game."

If you're an e-author, let me state the obvious. Nobody buys ebooks who doesn't have Internet access. Do they? So you definitely need a website.

Traditional print authors need websites too. Even blockbuster authors like J.R. Rowling and Stephen King, who I doubt could garner any more name recognition, have websites. So does every long-established inescapable monstro-business like McDonalds and Coke.

Okay, those folks pay web designers. I'm not doing that. I can't generate those kinds of sales figures. And yes, I've formerly been employed as an HTML programmer. But you can write your own website without even learning HTML if you want. It's no harder than writing a manuscript with a word processor.

It won't be super-flashy like the big boys, but it'll communicate the information. Remember, you can communicate. You're an author! And that's what keeps people coming back to a website after the thrill of the flash wears off. Information. Content. Your specialty.

I consider my website and my newsletter to be successful, and I've created a free email course to analyze how they got that way. Yes, there are legitimate ways to bring traffic to your website and your newsletter. Not massive numbers overnight, but slow steady growth over the long term.

** CLOSING THOUGHTS **

We've been talking about soft sell.

Now, at the end of my free workshop, I'll tell you about 2 URLs that I think will help you and one that won't. You can decide if any are worth a visit.

After that, I'll get back to the lesson.

Books OnLine Directory
http://freereads.topcities.com/
You've been to parts of it already and seen that it delivers something you're looking for. (I hope.) Don't forget to go back from time to time.

Mad About Books
http://freereads.topcities.com/archive.html
My free weekly email newsletter will keep you up-to-date on the latest info as I find it. Plus, it has a certain goofy charm that the website lacks.

Both URLs mention my books, but in the background. I hope you'll look one day out of curiosity or because you really like my generous nature, but it's not mandatory. Soft sell.

From Watha, NC, USA to Shaoxing, Zhejiang, China
http://michaeljan.topcities.com
This site doesn't mention writing at all. I wrote it for my students. I teach English in China, and this is where I tell all about it. Along with a hefty helping of personal history and photos. How I got here, how I quit a job via email to marry a lovely Australian, dog and cat photos, stuff like that. Just for fun. It won't help you a bit.

Now let's get back to your writing. That's why you're here.

Here's something you've heard before. When your manuscript is rejected -- and it will be -- remember that you aren't being rejected. Your manuscript is.

One reader took me to task for that statement, claiming he'd never been rejected in his life. I'm very happy for him. But why, if I may be so bold as to ask, would he need advice on How To Get Published? I'd rather he write some advice so I can hang up my "helper guy" hat and learn from a master.

But I digress. You aren't being rejected, I was saying. Your manuscript is.

Did you ever hang up the phone on a telemarketer, delete spam, or close the door in the face of a salesman? Of course, and yet that salesman just moves on to the next potential customer. He knows you're rejecting his product, not him.

Okay, in my case I'm rejecting both, but I'd never do that to an author. Neither will a publisher or an agent. All authors tell other authors not to take rejection personally, and yet we all do. Consider it a target to shoot for, then. Just keep submitting, and just keep writing.

The best way to cope with waiting times is to "submit and forget," writing or editing other stuff while the time passes.

And finally, feel free to send an e-mail to me anytime. michaellarocca@yawweb.org. I'll gladly share what I know with you, and it won't cost you a cent.

I would wish you luck in your publishing endeavors, but I know there's no luck involved. It's all skill and diligence.

Congratulations on completing the course! No ceremonies, no degrees, and no diplomas. But on the bright side, no student loan to repay.

Best regards,

Michael LaRocca http://freereads.topcities.com/archive.html

About The Author

Michael was born in North Carolina, USA. He teaches English at a university in Shaoxing, Zhejiang Province, China. Five of his books were published in 2002, and another is scheduled for publication in 2004. One of his novels is an EPPIE 2004 finalist in the Mainstream category. One of his novels was an EPPIE 2002 finalist in the Thriller category. He’s also won two Sime~Gen Readers Choice Awards for nonfiction. He’s proud of the fact that he rarely writes in the same genre twice. He’s listed in the 1982 Who’s Who In American Writing, but that impresses him even less than it impresses you. Michael has worked as an editor for the past thirteen years. For ten years he was responsible for all the tech manuals and sales literature produced by an R&D firm. He also wrote their website. Then he moved to China in 1999 and began editing and reviewing fiction for several U.S. publishers via the Internet. He has been involved with the publication of almost 200 novels. He also works as a legal transcriptionist for a Hong Kong firm. When he should be squeezing writing into his schedule, he is usually enjoying the company of his wife and their cat instead, or sweating through Chinese lessons. In July he finished obtaining his TEFL qualification, so maybe now he’ll find time to write. For more information about Michael and his books, visit his website at http://freereads.topcities.com which was listed in Writers Digest’s The 101 Best Websites For Writers in 2001 and 2002. His email address is michaellarocca@yawweb.org

This article was posted on May 05, 2004

 



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3 Things to Consider when Building a Greenhouse

Craft & Hobby
3 Things to Consider when Building a Greenhouse
by: Greenhouses and Gazebos
A greenhouse has the potential to provide many benefits for the average flower-lover. However, if they are not built in the appropriate location the results can be detrimental. That said, before you build a greenhouse, it is important to consider all aspects in order to ensure you receive the best results possible.

If you are thinking of building a greenhouse, but are unsure of factors which can affect the outcome, read the information below which will inform you on everything you need to know before you start building. Consider the following factors when determining where you are going to build your greenhouse:

1. Light – Everyone knows that plants need light to grow and sunlight is even more crucial for greenhouses because there are so many different types of plants and flowers requiring light. You do not want to build your greenhouse in an area which receives no sunlight at all however you do not want to build it in an area which receives too much sun either. Not enough can be harmful to the plants and flowers, yet so can too much sun. You will want to build your greenhouse in an area which receives a minimum of 6 full hours of sunlight a day. You may also want to consider planting a tree on either side of your lighthouse which will provide some shade through the day. Overhanging trees are not a good idea and may put your greenhouse in danger due to falling branches.

2. Convenience – You will want to build your greenhouse in a convenient area which can be easily accessed, but is not in an area which may be targeted by high winds. You don’t want to have to walk a mile just to get to your greenhouse because chances are you won’t maintain it as well this way. Other things to consider when building your greenhouse are access to electricity and water. These are important in the successful functioning of your greenhouse.

3. Setting – The actual setting of your greenhouse will greatly affect its overall performance. Many areas throughout the world receive high levels of rain during certain times of the year. This can be detrimental to operation of your greenhouse since too much rain can cause flooding inside. The best way to ensure this doesn’t happen is by building your greenhouse in a high level area that is a great deal higher than most of the other property.

Choosing the location of your greenhouse is the most important factor you will need to consider. Take your time and research all your options before you start building. A greenhouse is a large investment and you want to make sure the money you spend now will be worth it in the future.

Holly Masters loves to garden and takes pride in her greenhouse. She has spent much time learning proper hydroponics and serves as a contributing writer for http://www.greenhousesandgazebos.com – a site that offers information about everything from storage sheds to gazebos.

 



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5 Quick Tips for Great Holiday Hair and Makeup

Cosmetics Information
5 Quick Tips for Great Holiday Hair and Makeup
by: Donna Monday
This holiday season you might say that old fashioned glitter and glamour is back. The online beauty tips web site http://www.1-minute-beauty-diva.com has snooped out what’s hot this season: a modernized version of the old Hollywood glamour look.

Holiday Hair and Makeup Trend #1: Healthy Bronzed Skin
It may be cold and snowy out but you’ll look like you just flew in from sunny California. Achieve the look with a tinted moisturizer or bronzing powder.

Holiday Hair and Makeup Trend #2: Sparkling Eyes
Forget twinkle toes. Make your eyes the center of attention with a little sparkle. Achieve the look with glitter eye shadow and eye liner, optional: apply jeweled false eyelashes.

Holiday Hair and Makeup Trend #3: Glossy Lips
Plain lips become beautiful lips that look moist and dreamy with the right shade and lots of shine. Achieve the look with shiny lipstick in shades of pink or plum, or use a non-color gloss over a subtle shade of lipstick.

Holiday Hair and Makeup Trend #4: Upswept Hair and Loose Waves
A casual upswept do adds a bit of sophistication to your holiday look. Achieve the look by sectioning hair into two parts--below and above the ear. Twist and pin the bottom section into a tight bun. Sweep the top half back and tease out individual strands of hair. Loose waves bring back the 1930s era with style. Achieve the look with a large barrel curling iron.

Holiday Hair and Makeup Trend #5: Glitter Nails
All that glitters is golden for nails this season. Glitter adds the perfect finishing touch to beautifully manicured hands. Achieve the look with tinted or clear glitter nail polish. Or, add jeweled rhinestones to polished nails.

For more great beauty tips visit: http://www.1-minute-beauty-diva.com



About the author:
Copyright 2004

************************
Donna Monday writes beauty related articles for http://www.1-minute-beauty-diva.com


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3 Elements to a Deal-Sealing Classified ad

Writing Tips
3 Elements to a Deal-Sealing Classified ad
by: Donald Lee
Have you ever wondered why your perfectly fine classified ad fails to attract the attention you desire? There should be dozens—no, hundreds—of perspective buyers swamping your e-mail inbox with offers. After all, you are offering a mint baseball card, a vintage coat, pristine used car, those wholesale-priced sporting goods, and whatever other attractive items are in your inventory. Instead, you only have a slow trickle of questions, a handful of sales. What gives? More than likely, your sales are slow because you have not mastered the three techniques of writing a classic classified ad.

Of course, give yourself credit for recognizing one important facet of today’s selling world. You decided to sell your stuff at an online classified site. As anybody in the business knows, online classified ads get you more privacy, a broader selection of buyers, and a wealth of tools to help you keep tabs on your transactions. When compared to a newspaper, cyberspace is also a wee bit more spacious. There are billions of pages on the Web, and only a few dozen in your typical neighborhood rag. For you, that means a lot more space for your ad to say the least.

With that space, however, comes great responsibility—and great potential. The extra room gives you the freedom to include as much product description and sale copy as you want. You can’t just slap together a whole bunch of information, though. You need to use the three special ad writing techniques that will attract buyers and seal the deal: attention, interest, and action.

Attention. Make sure the buyer stops at your ad instead of the thousands upon thousands of others out there in cyberspace. Your ad’s title is the first lure to grab his or her attention, and the first component of a catchy title is the item’s best feature, whether it’s the price, the item’s rarity, or its popularity. Next, be sure the title includes keywords or other synonyms for your item that a buyer might use in a search. For instance, a buyer could search for “automobile” instead of “car,” “pullover” instead of “sweater.”

Interest. Once you have the buyer’s attention, hook them with details. There is a direct relationship between the amount of information you provide and the number of sales you’ll make. So describe the item as completely as possible—size, color, material, designer, model—and provide a clear, digital photo to finish the job where your words leave off. Even offer your prospective customer the item’s history if possible.

Also, try to list as many possible benefits that your sales item could offer the buyer. Come up with some that the buyer probably wouldn’t think of on his or her own. And zone in on specific benefits. Use what you already know about your target. For instance, if you were selling a car, you know that whoever is looking at your ad is in need of a vehicle. If your car is compact, perhaps the buyer is in search of great gas mileage. Or perhaps it’s power he or she wants if your car is a sports model.

Action. Finish your ad strongly. Don’t just suggest to the buyer that you offer a great deal. Tell them it’s a fantastic offer that they can’t pass up. Use phrases like “Call me now before someone else does” or “Buy now, this opportunity won’t last long.” Be cordial while you’re pressing the issue, of course. Thank them for reading your ad and make sure they know you appreciate their business.

Most importantly, your customers will also value your honesty throughout the whole ad. So whether it’s the attention, interest, or action you’re shooting for, never lie or exaggerate. Go so far to include any defects if your product is not in mint shape. Your honesty will build trust, and trust above all else makes an ad work. What’s more, it makes for repeat customers.

Remember, if you use all three of these elements—or four if you include honesty. When you’re finished with it, it should read something like the two examples below.

Example 1:

Discover the beauty of a Forest Hill Home
2500 sq. ft. home, 4 bedroom, 3 baths, double garage, upgraded kitchen, 12 ft. ceilings
This open concept house is situated in a historical landmark district of Rhode Island. It’s a wonderful neighborhood to raise your family, with nearby schools and amenities.

(Insert your image or photo here.)

Call for an on-site appointment. Thanks for looking!

Example 2:

Looking for an inexpensive used car that drives well? only $4,950.
2003 Honda Civic, Limited Edition, 65,000 miles, manual transmission, CD, AM/FM radio, power steering, low maintenance. Great on gas - this car will save you $$$ on high gasoline prices.

(Insert your image or photo here.)

Send me a message now. Thanks for looking!


About the author:
Donald Lee is the public relations manager for Buysellcommunity.com Buysellcommunity provides free classified listing services for individuals and businesses to market their products and services online. For global and localized classifieds, please visit

http://www.buysellcommunity.com
Free Buy and Sell Classifieds


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3 Methods For Perfectly Melted Chocolate

Cooking Tips
3 Methods For Perfectly Melted Chocolate
by: Lee Dobbins
Melting chocolate for baking is an exacting task, if not done perfectly you can end up with a burned or grainy mess and ruin whatever you are baking. Below are 3 methods for melting chocolate, each can be successful in it’s own way and you need only pick a method that works for you and get cooking!

In The Oven

Chocolate can be melted in the oven quite easily but you will need to be very diligent about watching it. It’s easy to get caught up in your other baking chores and not realize that you have overheated it until it is too late. To melt chocolate in the oven, heat the oven to 110 degrees. Chop the chocolate and place in a dish inside the oven. Keep the door open and check regularly. It will take about an hour to melt thoroughly.

Double Boiler Method

This tried and true method uses two pots or a special double boiler pot. The bottom pot has about an inch of water in it and the top pot is a bit smaller and rests on the bottom pot. The water should be heated to just below a simmer. Chop the chocolate and put it in the top pot. The chocolate should be stirred until melted and you must be very careful not to get any water mixed in with the chocolate as this will make it grainy.

Microwave

Using the microwave to melt chocolate can be the fastest but also the most disastrous method as a couple of seconds of overheating can ruin the chocolate. Chop the chocolate and put it in a microwave safe bowl. Heat on 50% for 1 to 4 minutes - the amount of time needed will depend on the amount of chocolate you are melting so you will have to watch the chocolate the whole time. When you see that it is turning shiny and before it is fully melted, remove it from the oven and stir until it melts fully.

About the author:
Lee Dobbins is editor of www.online-gourmet-foods.com where you can learn more about gourmet food and find out more about gourmet chocolate.

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3 Methods For Perfectly Melted Chocolate

Cooking Tips
3 Methods For Perfectly Melted Chocolate
by: Lee Dobbins
Melting chocolate for baking is an exacting task, if not done perfectly you can end up with a burned or grainy mess and ruin whatever you are baking. Below are 3 methods for melting chocolate, each can be successful in it’s own way and you need only pick a method that works for you and get cooking!

In The Oven

Chocolate can be melted in the oven quite easily but you will need to be very diligent about watching it. It’s easy to get caught up in your other baking chores and not realize that you have overheated it until it is too late. To melt chocolate in the oven, heat the oven to 110 degrees. Chop the chocolate and place in a dish inside the oven. Keep the door open and check regularly. It will take about an hour to melt thoroughly.

Double Boiler Method

This tried and true method uses two pots or a special double boiler pot. The bottom pot has about an inch of water in it and the top pot is a bit smaller and rests on the bottom pot. The water should be heated to just below a simmer. Chop the chocolate and put it in the top pot. The chocolate should be stirred until melted and you must be very careful not to get any water mixed in with the chocolate as this will make it grainy.

Microwave

Using the microwave to melt chocolate can be the fastest but also the most disastrous method as a couple of seconds of overheating can ruin the chocolate. Chop the chocolate and put it in a microwave safe bowl. Heat on 50% for 1 to 4 minutes - the amount of time needed will depend on the amount of chocolate you are melting so you will have to watch the chocolate the whole time. When you see that it is turning shiny and before it is fully melted, remove it from the oven and stir until it melts fully.

About the author:
Lee Dobbins is editor of www.online-gourmet-foods.com where you can learn more about gourmet food and find out more about gourmet chocolate.

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3 Summer Computer Tips

Computer or PC Tips Information
3 Summer Computer Tips
by: Sharron Senter


Written By: Sharron Senter


#1 – Summer Computer Travel
Holiday travelers should be on alert when arriving home from long weekends, such as the Fourth of July, a popular time for computer viruses to spread.

Most computer users have a tendency to turn off their computers when away on trips, which means you’re not getting newly-released anti-virus patches or anti-spyware updates; the two most common areas that cause computers problems. We recommend you update anti-virus and anti-spyware scans before opening e-mail or going online after an extended absence.

We consistently see an increase in calls for virus related problems immediately following long weekends. Avoid the problems altogether by updating your security software before using your computer. For a free listing of viruses, spyware threats and trends, visit: www.VisitingGeeks.com/downloads.htm

#2 -- Should You Leave Your Computer Running?
One question we hear frequently is, "Should I leave my desktop computer on or turn it off?"

There are 2 schools of thought…
Turning it on and off numerous times during the day subjects the microcircuits to flexing and fatigue due to change in temperatures. Over time this could lead to a break in the circuitry and result in system failure.

Leaving the computer on all the time puts excess wear on the mechanical components (the hard drive spindle motor and cooling fans).

Best compromise. First user in the morning turns it on; last user turns it off.

We leave our desktops on all the time allowing for scheduled utility tasks to run during overnight hours. We also restart the systems (to flush the RAM and reset the operating system) on a regular basis and routinely remove the case covers to clean out any dust that may have accumulated, especially around the fans and screens.

#3 -- Stop Popups!
Never click inside the window of a popup. Instead, close it by clicking on the X in the upper right corner. Many people are fooled into installing spyware applications by popups that promise to clean their system. If you receive a message saying it can help, assume it’s spyware and don’t click!




About the author:
About the Author
Sharron Senter is co-founder of http://www.VisitingGeeks.com- an on site computer repair, security and networking company serving north of Boston, Southern NH and Maine. Visiting Geeks’ technicians are crackerjacks at squashing viruses, popups and securing and making computers perform faster. Learn more about Sharron at http://www.SharronSenter.com


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3 Alternatives For Investing For Your Child’s Higher Education Costs

College & University Information
3 Alternatives For Investing For Your Child’s Higher Education Costs
by: Jay Fran
With higher education tuition increasing at double digit year over year percentages an effective saving plan for your kid’s education is becoming much more important than it has been before. Most families will discover that their future higher education costs will be much more than they have saved for their kid’s education. This leaves many kids to be faced with obtaining financial aid to pay for a portion of their college education. The goal of this article is to explore the pros and cons of 4 common investment options when saving for college. This article will also explore why some of these options are better than other when considering a portion of your kid’s education may be funded by financial aid.

529 College Savings Plan: - A 529 college savings plan is a fairly new investment option for college saving. It allows just about anyone to save for college. There is a long list of benefits of a 529 college savings plan, but perhaps the most important is that your earnings grow tax free if you use it for qualified education expenses. Additionally, the maximum amount you can contribute to a 529 plan can go as high as several hundred thousand dollars depending on your State. In the event you do not use the funds for college, you can still withdrawal your earnings, but you will have to pay taxes and a 10% penalty. The penalty will be waived if your child receives a scholarship, or your child becomes disable or dies.

529 plans can typically be purchased through a broker or mutual fund company, but a disadvantage is that investment choices can sometimes be limited. Since qualifying for financial aid is based on a calculation that considers your kids assets, another big benefit of a 529 college savings plan is that the money in the plan is classified as a parents assets so less that 6% of the value counts against your kid’s financial aid eligibility.

Uniform Gifts to Minors Act/Uniform Transfers to Minors Act

(UGMA/UTA Custodial Account): - The benefit of a UMGA/UTA Custodial Account is that there is no limit on the contribution and it is easy to set up at most financial institutions. However, the limitations far outweigh the benefits. The first limitation of a UMGA/UTA Custodial Account is that these types of accounts offer very little tax advantage. If your child is under 14, only the first $800 of income is tax free, the next $800 is taxed at your child’s tax rate and after that there is no tax benefit at all. The other big limitation is that the account has to be set up in your child’s name. As a result, if your child needs financial aid all of the assets will be reviewed at a 35% rate. Therefore, this type of account is not advisable for those who may need financial aid.

Coverdell Education Savings Account (CESA): - A Coverdell Education Savings Account is very similar to a 529 college savings plan. The main difference is that with a Coverdell Education Savings Account you can only contribute $2000 per child and to qualify your adjusted gross income must be less than $110,000 if single and less than $220,000 if married filing jointly. The account is classified as a parent’s asset so less that 6% of the value counts against your kid’s financial aid eligibility.

In the end, parents should consider planning for college to be a highly important process. The above 3 alternatives can make this process much more easy and financially sound.

Copyright (c) 2010, by Jay Fran. This article may be freely distributed as long as the copyright, author's information and the below active live link is published with the article.

About the author:
http://www.motorcycle-financing-guide.com/directory/directory.phpJay Fran is a successful author and publisher at Motorcycle-Financing-Guide.com, a website that offers a wide selection of online motorcycle lenders providing online application facilities for motorbike - motorcycle loans or motorcycle refinancing.

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17 Popular Quotes about Chocolate

Coffee Information
17 Popular Quotes about Chocolate
by: Bridget Mwape
1. "Chocolate causes certain endocrine glands to secrete hormones that affect your feelings and behavior by making you happy. Therefore, it counteracts depression, in turn reducing the stress of depression. Your stress-free life helps you maintain a youthful disposition, both physically and mentally. So, eat lots of chocolate!" - Elaine Sherman, Book of Divine Indulgences

2. "Strength is the capacity to break a chocolate bar in four pieces with your bare hands--and then just eating one piece" - Judith Viorst

3. "Self-discipline implies some unpleasant things to me, including staying away from chocolate and keeping my hands out of women's pants." - Oleg Kiselev

4. "It's not that chocolates are a substitute for love. Love is a substitute for chocolate. Chocolate is, let's face it, far more reliable than a man." - Miranda Ingram

5. "Life is like a box of chocolates...You never know what you're gonna get." - Forrest Gump in Forrest Gump

6. "The superiority of chocolate, both for health and nourishment, will soon give it the same preference over tea and coffee in America which it has in Spain." - Thomas Jefferson

7. "Research tells us fourteen out of any ten individuals likes chocolate." - Sandra Boynton

8. "If one swallows a cup of chocolate only three hours after a copious lunch, everything will be perfectly digested and there will still be room for dinner." - Brillat-Savarin

9. "It has been shown as proof positive that carefully prepared chocolate is as healthful a food as it is pleasant; that it is nourishing and easily digested... that it is above all helpful to people who must do a great deal of mental work." - Anthelme Brillat-Savarin

10. "If you are not feeling well, if you have not slept, chocolate will revive you. But you have no chocolate! I think of that again and again! My dear, how will you ever manage?" - Marquise de S้vign้

11. "Chocolate is a perfect food, as wholesome as it is delicious, a beneficent restorer of exhausted power. It is the best friend of those engaged in literary pursuits." - Baron Justus von Liebig

12. "Nine out of ten people like chocolate. The tenth person always lies." - John Q. Tullius

13. "There are two kinds of people in the world: those who love chocolate, and communists." - Leslie Moak Murray

14. "Forget love... I'd rather fall in chocolate!" - Author Unknown

15. "There are four basic food groups: milk chocolate, dark chocolate, white chocolate and chocolate truffles." - Author Unknown

16. "My favorite thing in the world is a box of fine European chocolates which is, for sure, better than sex." - Alicia Silverstone

17. "After about 20 years of marriage, I'm finally starting to scratch the surface of that one. And I think the answer lies somewhere between conversation and chocolate." - Mel Gibson in What Women Want.


About the author:
Copyright 2010. Bridget Mwape writes for Chocolate Gift Basket website at: http://www.chocolate-gift-basket.org.uk/which features gift ideas, chocolates and more. He also writes for http://www.sweets-and-chocolate.org.uk/which offers a wide selecti

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3 Quick Tips to Help You Play Online Poker Like a Pro

Coaching Information
3 Quick Tips to Help You Play Online Poker Like a Pro
by: Laura Bastowe
Online poker has exploded in popularity. More and more players are winning big money in tournaments and other money games. In order to win, you have to play like a pro. The best players are educated on all aspects of poker. These three tips should help your poker game improve vastly.

1. Don’t be afraid to commit to the pot. When you have a very good hand, you should always bet a fairly large amount. You can try to draw players into the hand with slowly increasing bets. If you make a large bet, and a player re-raises you, don’t be afraid to call. Some players attempt to scare others off by re-raising. If you know that you have a solid hand, then don’t be scared off by a re-raise. Committing to the pot is not bad when you know you have a solid hand. Someone who folds a good hand because of a raise is generally just throwing his or her money away. The best players play with a significant amount of confidence. Confidence is shown when you stay in a hand that you know you have a good chance at winning. In the end, poker is still a game of chance. The players who are willing to take chances (when they have a reasonably solid hand, of course) have the most success.

2. Avoid underbetting the pot. This goes along the same lines as “commit to the pot.” If you simply bet a small amount after every turn, then more players will be inclined to stay in. This increases the chances of someone hitting cards and beating you. The ideal betting scenario for someone with a good hand is to bet just enough to keep one person in. Or, if it is one on one, bet high enough to scare people off. This again relates to confidence. The best players are confident in their hands, so they don’t worry about betting too much. Tentative players may last longer than players who bet a lot in the beginning, but the winners are those who know exactly when to be tentative and when to be aggressive.

3. Know what to do with a draw. If you have a draw (you need one more card to have an awesome hand), you have to be very careful. For example, needing only one more card in order to have a flush is very nice, but many players get over excited. Players sometimes bet extremely high in these instances and then end up losing the hand. It is important to know what to do in case of a draw. You should either check or bet small. The only time you should bet high is if you think that the other player does not have anything.

It is difficult to win consistently in online poker. There is always new competition, and lady luck will not always be on your side. However, the pros always play smart poker, and make good decisions. These tips should help you make better decisions and have greater success with your poker game.


About the author:
Laura Bastowe writes about a variety of online games but specializes in online poker. Learn more at http://www.whichpoker.com.

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9 Pros And Cons Of A Compensation Claim

All About Claims
9 Pros And Cons Of A Compensation Claim
by: Mohammad Latif
Making a compensation claim looks easy and a good idea in the beginning... but as time goes by, you discover the catches and fees. However, by that time its too late! Too late especially if the medical is done...

The claims culture arrived and it was chaos. Door canvassers and telesales, knocking and ringing constantly for an injury claim. Have you had an injury? Have you had an accident in the last 3 years? It went ballistic, new companies evolving and new tricks came into place that would work against you.

The 9 Pros and Cons...

The Salespeople

Avoid these people who stop you in the streets, shopping center or at the hospitals! They don't give a damn about you and surely don't give a toss what the outcome is, of your injury claim. They work on a commission basis.

The Agreement

Did you ever understand what was said before you signed the agreement? I guess not. 'Don't worry it doesn't mean anything, the company will contact you and sort it out'. Did they ever? Today there is so much jargon, i.e. crap, out there that many people just ignore a claim for compensation even if they have an injury.

The Bank

In the beginning it was always a helping hand with your claim, until it was settled, with insurance and loan deductions. Policies were taken out in the thousands which back fired. And guess who provides the financially funded policies? The BANKS!

The Loan

A loan agreement to fund a claim is unnecessary, but the salespeople claim 'otherwise it's not possible to be compensated and you'll have to fork out a couple of hundred upfront to get started'. However, the deduction is phenomenal as the interest accumulates over the period of the claim. It could last up to 2 years and it gets deducted from your compensation.

The BIG & small Company

It didn't help the victims as it was deducted from their compensation, but surely helped the BIG companies, who have now declared bankruptcy with millions 'scoped' from their victims. But today you have smaller companies doing a similar trick, we'll do this and we'll do that... with their technical wording.

You'll get confused just like food, this many calories, protein and fat. There is so much advertisement going around that you just think forget it, stick to what we normally do. NOTHING!

The Law

Compensation is an entitlement by law, for release of funds to the injured for being involved in an accident or being injured to some form. Accidents do occur, that's life as nobody's perfect. But with the media filling our heads with different slogans, headlines and examples, we get more confused even when it all means the same thing.

The Media

On TV, there's new advertisers showing victims of accidents and how they have had an accident. But what they don't realise is, each accident is unique, so why portray victims as happy as they could ever be with their payouts. Imagine you doing that? It's a marketing stunt. But unfortunately many do fall for it.

The Solicitor

Specialist solicitors in claims should only handle your case, not a solicitor with a commercial background. So you need a solicitor with experience in the appropriate field to handle an injury or accident claim.

The Internet

Browse from one site to another is not going to help. You'll be there all night, all week, all month or all year and still never make a claim for compensation. Their technical jargon, all mean something similar. We'll do this and we'll do that. Find something simple that will help.

Now that you are geared with such knowledge, do yourself a favour?

Apply it!

About the author:
It's easy to make a compensation claim without any cons in place and plenty of pros. Discover, the 12 'Revolutions' in a positive compensation claim culture at http://www.100percent-compensation.co.uk

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4 Fun And Easy To Make Homemade Christmas Decorations

all about Christmas
4 Fun And Easy To Make Homemade Christmas Decorations
by: Rosie Fletcher
Homemade Christmas decorations are some of the most unique. They are also a lot of fun because you can enjoy them with your family. Below are 4 fun and easy to make homemade Christmas decorations:

Popcorn Stringing

If you like strung popcorn, it’s really simple to make. Start with a big bowl of popcorn (unbuttered, of course) and string it piece by piece using a standard sewing needle and thread. Make sure there’s plenty of popcorn because, if you’re stringing it for garland, you’re going to need a lot.

Cranberry Stringing

Much like the popcorn stringing method, many people used to string cranberries using a standard needle and thread. Again, make sure there’s plenty to go around if you’re going to use it as garland. Most importantly, and I know it’s tempting, don’t eat all the decorations. Save some for the Christmas tree.

Paper Chains

One of the greatest memories of decorating for Christmas, as a child, has to be the traditional paper chains. Using green and red construction paper, cut horizontal strips of each color. Fold them into a circle and seal with tape. Scotch tape is recommended and, if you use this when your child is young, the smell will always remind them of Christmas. It will likely become "Christmas tape" to them. Once you have a complete circle, take another strip in an alternating color and run it through the first circle. Next, fold it around and seal with tape. Complete this step until you have a big strand of paper garland in red and green. You and your child will enjoy doing this together and it will create wonderful memories for you both.

Lighted Wreath

If you love the look of a lighted wreath, but don’t quite have a budget for one of the more expensive ones, consider another option. You can purchase a plain green wreath very inexpensively. A small strand of lights can cost anywhere from $1.00 to $3.00. But, put them together and you have the look of a professionally lighted Christmas wreath. For this project, you could use either clear or multi-colored Christmas lights. Simply take the plain green wreath and wrap the lights around in a design similar to the stripes on a candy cane. Once you’ve gone all the way around, tuck the last light into the green of the wreath. Make sure that you place it near an electric outlet because there won’t be a lot of extra cord. Now that you’re ready, plug it in and see your very own design. A red bow is a nice touch, but not necessary. As people drive by, they will see a beautifully lit wreath in your window and they will have no idea that you saved a few bucks by wrapping the lights yourself.

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For more great Christmas craft related resources check out http://crafts.christmashub.comand http://stockings.christmashub.com

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